You can now accept Afterpay/Clearpay, Klarna, Alipay, and WeChat Pay payments from your Simple Store securely with Stripe. As a merchant, you need to connect your Stripe account to your Strikingly site, and activate the corresponding payment in your Stripe dashboard!
Each payment method supports different countries and currencies, with different legal requirements. This article will first introduce you to these payment methods’ features and other considerations, and then introduce how to enable them in Stripe.
Contents:
- Introduction to Afterpay / Clearpay
- Introduction to Klarna
- Introduction to Alipay
- Introduction to WeChat Pay
- Connecting your Stripe Account
- Activate Payment methods in your Stripe Settings
- Enable payment methods on your site
- FAQs
Afterpay / Clearpay:
Afterpay (also known as Clearpay in the UK) gives your customers in Australia, Canada, New Zealand, the United Kingdom, and the United States a way to split purchases over four installments. Your customer only pays the first installment at purchase time. Afterpay immediately pays you in full and collects the remaining installments from your customer over time. Afterpay is particularly popular among businesses selling fashion, beauty, and sports products.
You can accept payments from customers in the same country in which you registered your Stripe account. Payments must also match the local currency of the country.
|
Stripe account and customer country |
Currency |
Transaction limits |
|
Australia |
AUD |
1 - 2,000 AUD |
|
Canada |
CAD |
1 - 2,000 CAD |
|
New Zealand |
NZD |
1 - 2,000 NZD |
|
United Kingdom |
GBP |
1 - 1,000 GBP |
|
United States |
USD |
1 - 2,000 USD |
Note: Services, digital and pre-order products are not allowed to use Afterpay. Your customers will not see the Afterpay option when they check out these types of products, even if you have Afterpay on.
In addition, the following categories are prohibited from using Afterpay. If your store sells any of the following items, please do not enable Afterpay.
- Alcohol
- Artwork
- Digital games and apps
- Donations
- Electronics
- Flash sales
- Hair extensions and cosmetic wigs
- Home appliances
- Jewelry, watches, and precious metals
- Live animals
- Perishable food and restaurants
- Tattoo supply and equipment
- Travel
For the complete list, see Stripe Afterpay / Clearpay terms of service.
Klarna:
Klarna gives your customers a range of payment options during checkout. Available payment options vary depending on the customer’s billing address and the transaction amount. These payment options make it convenient for customers to purchase items in all price ranges.
Stripe merchants can accept Klarna payments from customers in the following countries:
|
Stripe account and customer country |
Currency |
|
Austria, Belgium, Denmark, Finland, France, Germany, Ireland, Italy, Netherlands, Norway, Spain, Sweden, United Kingdom |
EUR, GBP, DKK, SEK, or NOK |
|
United States |
USD |
Your customer will be redirected to the Klarna payment page to pay. If the customer chooses a deferred payment option, Klarna may collect additional information for risk assessment and approval. After providing payment details to Klarna, the transaction succeeds, and the customer is redirected back to your website.
Note: Based on your customer’s country and the transaction amount, Klarna offers various payment options. With each option, Klarna immediately pays you in full and handles collecting the amount from your customer. See Klarna payment options for more detail.
Legal requirements: Stripe Klarna terms of service
Alipay:
Alipay enables Chinese consumers to pay directly via online transfer from their bank account. Customers are redirected to their Alipay's payment page to log in and approve payments. The seller will be paid in the seller's own currency as configured on Stripe.
- Legal requirements: Stripe Alipay Legal
- Supported currencies:
- AUD: Australian Dollar - A$
- CAD: Canadian Dollar - $
- EUR: Euro - €
- GBP: British Pound - £
- HKD: Hong Kong Dollar - HK$
- JPY: Japanese Yen - ¥
- NZD: New Zealand Dollar - $
- SGD: Singapore Dollar - S$
- USD: United States Dollar - $
WeChat Pay:
WeChat Pay enables Chinese consumers to pay directly via online transfer from their accounts. Customers are given a QR Code to scan using their WeChat mobile application to approve payments. The seller will be paid in the seller's own currency as configured on Stripe.
- Legal requirements: Stripe WeChat Pay Legal
- Support currencies:
- AUD: Australian Dollar - A$
- CAD: Canadian Dollar - $
- EUR: Euro - €
- GBP: British Pound - £
- HKD: Hong Kong Dollar - HK$
- JPY: Japanese Yen - ¥
- SGD: Singapore Dollar - S$
- USD: United States Dollar - $
Note: The currency used in your Strikingly site must match the currency in your Stripe account. If the currencies do not match, the transactions may be declined.
Connecting your Stripe Account
1. Select the "Accept Payments" tab on your editor settings.
2. Select Stripe and click Connect to Stripe.
- Have an account: Click Connect and click Sign in with Stripe to connect your Stripe account.
- Don't have an account: Click Create an account and follow the instructions to create a Stripe account.
Activate Payment methods in your Stripe Settings
3. After you've connected your Stripe account, you'll need to set up Afterpay / Clearpay, Klarna, AliPay, or WeChat Pay in your Stripe settings. Click the Settings tab on the left, then click Payment Methods:
4. Click Activate next to Afterpay / Clearpay, Klarna, AliPay, or WeChat Pay.
Please read and confirm Afterpay / Clearpay, Klarna, Alipay, or WeChat pay service agreement and prohibited business list, and fill in the additional information requested if needed, to make sure you can enable them successfully.
5. Wait for it to process until the status is "Live".
Enable payment methods on your site
6. After you've successfully enabled the payment method in your Stripe account, head back to your Strikingly site's payment settings. Click "Show optional payments sources" under the Stripe settings. Click the checkbox next to Afterpay / Clearpay, Klarna, AliPay, or WeChat Pay to enable them.
Click the "I've already done this, enable Afterpay / Clearpay, Klarna, Alipay, or WeChat Pay now" button to confirm.
Congratulations! Your customers will be able to select Afterpay / Clearpay, Klarna, Alipay, or WeChat Pay during checkout.
Quick tip: When you create a new account, and you see a message that says "This account already exists", you might have created a Stripe account before. Restart the process and sign in to your account. If you don't remember your password, you can reset it on this page. Also, please note that all your orders will appear as "Coming Soon" when you don't set up a payment gateway.
FAQs:
Q. What is the refund policy for these payment methods?
Afterpay / Clearpay: You can refund Afterpay charges up to 180 days after the original payment. Refunds for Afterpay payments are asynchronous.
Klarna: You can refund Klarna charges up to 180 days after the payment completes. Klarna cancels any remaining payments on a refunded charge and returns the already-paid amount to the customer. Refunds usually take 5-7 business days to complete but may take longer depending on the customer’s financial institution and the type of purchase.
Alipay: Payments made with Alipay can only be submitted for refund within 90 days from the date of the original charge. After 90 days, it is no longer possible to refund the charge.
WeChat Pay: Payments made with WeChat Pay can only be submitted for refund within 180 days from the date of the original charge. After 180 days, it is no longer possible to refund the charge.
If you have questions, contact us at support@strikingly.com or chat with us!